With respect to the CJEU, Article 8 of your own Consumer credit Directive “is designed to make loan providers accountable and to prevent finance being granted so you can consumers who aren’t creditworthy.” Footnote forty five not, that it provision cannot target the trouble away from just what creditor need to do in the event of the fresh new negative results of new creditworthiness shot. At this time, this new solutions used from the national top differ across the European union. Even though some Member States, such Belgium, Footnote 46 Germany, Footnote 47 while the Netherlands, Footnote forty eight features delivered a direct legal prohibition on giving borrowing from the bank in cases like this, other Representative Claims, for instance the Uk, haven’t went you to definitely far in neuro-scientific unsecured consumer borrowing from the bank.